CDJR Finance Center in Franklin, NC

CDJR Finance Center in Franklin, NC

If you’re looking to purchase a new car at Smoky Mountain CDJR, our first-rate finance department offers a wide range of fantastic choices. We provide user-friendly financing options to help you get into the automobile you most desire or need. If you’re looking for a pre-owned model, you’re in luck. The Smoky Mountain CDJR pre-owned inventory contains recent model years of Chrysler, Dodge, Jeep, and Ram vehicles, plus those by other major automaker manufacturers.

Our professional finance team not only has the knowledge and experience to guide you through every step of the car-buying process, but we can also help you determine which automobiles are in line with your budget. Whether your interests are more general or you know the exact make, model, and trim level you need, we are experienced in helping people around Franklin get approved for financing. Even if you are buying a car for the first time or have run into credit problems in the past, take a chance to see if we can get you a better deal than the other guys.

Apply For Financing Online

You must choose between buying and leasing your car before applying for financing. The idea of a car loan is for you to own the vehicle completely, affordably paying your way there in monthly installments. Auto loan payments are typically higher than lease payments, but you are free to drive your car as much as you like with no mileage or condition limitations. If you think getting a lease would be a better fit than buying, or you just aren’t sure, let us know during your application and we’ll figure it out together.

Examining purchase price, sales tax, and credit score data is necessary when constructing an automobile loan. To create a package that works for you, our finance professionals can look at choices through various finance-issuing companies including Bank of America and credit unions. Moreover, we can find further discounts on your total financing needs when you trade in your old automobile with us.

Try Our Handy Payment Calculator

Getting car financing doesn’t necessarily require a visit to our dealership. You can create and explore your whole payment plan solely using the convenient tools on our site. For instance, our online payment calculator will give you an idea of your monthly payment so you can adjust your spending plan accordingly. You may discover that you could afford an even better Chrysler, Dodge, Jeep, or RAM vehicle than you thought by putting more money down or creating a longer-term loan plan.

Value Your Trade

What goals do you have for your current vehicle? Trading in your car to the dealer you’re buying your next one from is a great way to reduce how much you owe in a down payment, among other benefits. All you have to do is enter a few pieces of data on your car in our instant trade value form and describe the vehicle you’re looking to buy. We’ll get back to you quickly with a fair market offer that gets you the full worth of your trade.

Car Buying Finance Tips

Smoky Mountain CDJR works with prospective automobile buyers every day, so we are aware of their common questions and concerns. We have gathered some best practices for you to keep in mind as you begin the car-buying process. To start your journey on the right foot, check out these Smoky Mountain CDJR car buying tips:

• Do Research: Entering a car dealership without any prior research can be risky, especially if you haven’t looked into the dealer’s reputation. Not only will doing your research on what dealer and car to choose alleviate some of the biggest obstacles to car buying, but it will also save you time.
• Get Financing In-House: Since most customers obtain financing through an auto dealership, we recommend choosing one great dealer to handle both the sales and auto loan application. When you get your auto loan from the same place you got your car, you’ll be getting the biggest possible discounts and advantages.
• Take a Test Drive: Don’t be in such a hurry to buy a new car that you don’t see everything you can afford. Shop around and take a few cars for a spin. Until you have test driven a few models, you can’t be certain which you like driving the most.
• Explain What You’re Looking For: Communicate openly with your sales associate. They need to know the most you can spend, so let them know how much you can afford. It’s on you and any co-signers to make payments, so ensure you are realistic and direct when describing your budget.
• Remember the Cost of Insurance: Include the cost of insurance for the car you’re considering. Higher-priced and more luxurious or high-power vehicles tend to cost more to insure.

Finally, one of the best tips we can offer is that if you’re going to buy your car online, make sure you’re still buying from a dealer, and a top-rated one like Smoky Mountain CDJR at that. Our incredibly easy guide to buying a car online will lead you through every step.

Get Pre-Qualified Today

After you browse our new or used inventories, feel free to contact our Smoky Mountain CDJR finance center, or submit the application pre-approval form at your convenience. We’re ready to help drivers in Franklin and nearby areas secure the financing they need. If you’d rather meet us in person to get questions answered or see our inventory up close, stop by our dealership and vehicle financing center on 38 John Justice Road in Franklin, North Carolina. From sales to service and parts, remember us for all your CDJR needs.